Basics of Credit & Debt

A Special Report from Kiplinger

How I Kicked the Credit-Card Debt Habit

Freedom from revolving debt took patience, a plan, a change in mindset and a lot of hard work.

VIDEO Prioritizing Debt

Creating a strategy depends on what makes sense to you, but usually you should tackle high-interest debt first.

How to Protect Yourself Against Credit-Card Theft

You can guard against becoming a victim by taking a few simple precautions.

Why Your Credit Score Matters

A mediocre or nonexistent credit history could cost you hundreds or thousands of dollars. Learn the secrets to build a stellar score.

VIDEO Improve Your Credit Score

Know what things lower your score and what can boost your number.

QUIZ The Truth About Credit and Debt

Take our ten-question quiz to find out how much you know about the consumer side of credit.

More from Kiplinger

How to Handle Debt

We'll help you recognize whether you've taken on too much debt and, if so, how to get it under control

5 Ways to Get Out of Debt Faster

These simple tricks will help lighten your load.

Credit Advice You Can Trust

When you're looking for a firm to help you get out of debt, don't rely on an Internet search

If I Negotiate a Payoff, Will It Hurt My Credit Score

Settling your debt for less than what you owe does come with repercussions.

The Bankruptcy Solution

Discharging your debts by filing for Chapter 7 or Chapter 13 can wreck your credit, but it offers a fresh start.

What Is the Score on Your Credit?

It pays to know your number—and how to boost it. Take our quiz to show you how.

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